Smart Tax Planning for Senior Citizens

What are Long-Term Capital Gains (LTCG)?

LTCG applies to assets held for over 1-3 years like real estate, stocks, mutual funds, and bonds. Learn how this impacts your tax planning.

Tax-Free Limits for Seniors

Senior citizens with annual income up to Rs 3 lakh and super seniors up to Rs 5 lakh are exempt from LTCG tax. Make the most of these benefits!

Short-Term Capital Gains (STCG) Tax

STCG tax on equity assets held for less than 12 months is 15%. Use unutilized exemptions to lower your STCG tax bill.

Reverse Mortgage

Reverse mortgage payments are tax-free under Section 10(43). Access funds without tax burden and enjoy your retirement worry-free!

Your Tax-Saving Checklist

Optimize your tax savings: utilize exemptions, plan asset sales wisely, and consider reverse mortgages. Secure your financial future!